Financial Inclusion in Africa
Predict who is most likely to have a bank account
2065 data scientists enrolled, 883 on the leaderboard
Financial ServicesPredictionGood for BeginnersStructured
29 July 2019

Financial Inclusion remains one of the main obstacles to economic and human development in Africa. For example, across Kenya, Rwanda, Tanzania, and Uganda only 9.1 million adults (or 13.9% of the adult population) have access to or use a commercial bank account.

Traditionally, access to bank accounts has been regarded as an indicator of financial inclusion. Despite the proliferation of mobile money in Africa, and the growth of innovative fintech solutions, banks still play a pivotal role in facilitating access to financial services. Access to bank accounts enable households to save and facilitate payments while also helping businesses build up their credit-worthiness and improve their access to other finance services. Therefore, access to bank accounts is an essential contributor to long-term economic growth.

The objective of this competition is to create a machine learning model to predict which individuals are most likely to have or use a bank account. The models and solutions developed can provide an indication of the state of financial inclusion in Kenya, Rwanda, Tanzania and Uganda, while providing insights into some of the key demographic factors that might drive individuals’ financial outcomes.

While this competition is open to all, registered participants of AI Hack Tunisia 2019 must complete this challenge to qualify for the main event which will take place in Tunis, Tunisia from Sep 20th to 22nd 2019

AI Hack Tunisia 2019 is organised by InstaDeep, with the support of Google and the Tunisian Ministère de l'Industrie et des PMEs (Ministry of Industry and SMEs).

About AI Hack Tunisia (

The AI Hack Tunisia 2019 will be the biggest ML/AI Hackathon ever in Tunisia, Africa, and the Middle East North Africa (MENA) region. It will take place 20-22 September. The event will be a double hackathon: the first part will be an individual Machine Learning Challenge, and the second part will be a group (or as we like to say, startup) competition focused on a specific technology (that will be announced a few days before the event).

So gather up your team! With mentors, judges and competitors from all over the world, it’s going to be a blast!

About InstaDeep (

InstaDeep delivers AI-powered decision-making systems for the Enterprise. With expertise in both machine intelligence research and concrete business deployments, we provide a competitive advantage to our customers in an AI-first world. As one of the leading AI companies in Africa, InstaDeep knows first-hand what African talent is truly capable of.

InstaDeep has more than 70 employees spread across its headquarters in London, and offices in Paris, Tunis, Nairobi and Lagos. In addition to its connections to African educational institutions, the company also possesses strong ties to elite French schools and top rated universities in the UK.