https://www.google.com/url?sa=t&source=web&rct=j&url=https://www.fundera.com/business-loans/guides/line-of-credit-vs-credit-card%23:~:text%3DCredit%2520cards%2520are%2520almost%2520always,secured%2520as%2520they%2520are%2520unsecured.%26text%3DLine%2520of%2520credit%2520rates%2520are,credit%2520always%2520deal%2520in%2520cash.&ved=2ahUKEwiRkIfAgejrAhUJkRQKHdDNABoQFjABegQIDRAG&usg=AOvVaw0FzMYtc0RnNlv8FyCy-X2R

1. Credit card- like your ATM ; 2. Credit Line- Mobile Line used for Credit Card transactions/Access to Credit request... This is the whole Summary: I have an a with zenith Bank, I was give a credit credit for online transactions and the number I used for registration/Alert is the credit line; of which I can dial a code and borrow airtime etc.. so tracking the operation on credit cards and credit lines are pretty much importan.. because u might be active on your credit line for transactions than credit cards and vice versa