Late registration and submisison solution.
Most pre-processing and outlier detection didn't work for me, I created new feature missed_used to account for total number missed or almost about to default, combined the 75p and fully used for both credit and cards.
Voting Classifier to goal score.
https://github.com/damolaoriola/Competitions
Thanks
Thank you very much for this. I needed your analysis very very much !
Thank you
You are welcome, glad it was helpful.