Primary competition visual

African Credit Scoring Challenge

Helping Africa
$5 000 USD
Completed (~1 year ago)
1959 joined
1022 active
Starti
Nov 29, 24
Closei
Jan 12, 25
Reveali
Jan 13, 25
Thoughts on Lender_portion_to_be_repaid
Help · 28 Dec 2024, 19:47 · 2

Please, I want to understand more about the above feature. This was given in the variable definition, "Lender_portion_to_be_repaid: The portion of the outstanding loan that needs to be repaid to the lender." This seems to be a potential leaky feature, but I don't know. What do you think about it? Thanks.

Discussion 2 answers

"Lender_portion_to_be_repaid" represents the portion of the outstanding loan to be repaid. It could be a potential leaky feature if it provides information that would not be available at the time of prediction, such as influencing the loan's repayment status. If this feature is highly correlated with the target variable (e.g., repayment success or default), it could lead to overfitting or unrealistic predictions. Carefully assess its relevance to ensure it doesn't introduce data leakage in your model.

29 Dec 2024, 09:43
Upvotes 1

Thanks a lot. I will recheck my code.