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African Credit Scoring Challenge

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heythem
mohamed boudiaf university
does the economic_indicators help
Help · 29 Dec 2024, 17:01 · 12

i still didn't add them to my data but does they improve my model and any tips on how to add them

Discussion 12 answers

Moi j ai essayé de les ajouter mais il sont sans effet positif. Pour ce faire j ai juste merger les deux bases.

29 Dec 2024, 17:21
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CodeJoe

Ce que vous dites est vrai. J'ai essayé la même chose et j'ai obtenu un score f1 de 0,0 (ce qui signifie qu'il prédit uniquement la classe 0). Je ne dirai pas de ne pas l'utiliser, mais il pourrait y avoir un moyen d'obtenir un score de descente. Essayez "class_weights" si vous utilisez GBT.

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Chizurum_Olorondu
University of lagos

They did for me. You just have to figure out how best to use them.

29 Dec 2024, 18:02
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CodeJoe

Did you use class weights or tried to balance the classes?

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heythem
mohamed boudiaf university

well i have some ideas to use it but it is a little annoying to code so i'm running away from it :)

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Chizurum_Olorondu
University of lagos

You have to try stuff out to see what gives you the best results

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Chizurum_Olorondu
University of lagos

class balancing doesn't seem to work right now, haven't tried class weight yet

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CodeJoe

Well to me not yet. Not yet because I tried but it didn't improve the model. However you can still try it out to see if it works out. Try using class weights if you are getting an f1 score of 0

29 Dec 2024, 18:03
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offei_lad
University of mines and technology

I tried and it didn't give me any noticeable improvement. I'm sure I am not using them rightly though.

29 Dec 2024, 21:14
Upvotes 2

I merged it with the tain and test data sets considering the specific factors for the two countries Kenya, Ghana, but it drastically impacted the accuracy, it seems the econmic indicators need more investigations to make the direct relation between these factors and loan default prediction.

30 Dec 2024, 05:44
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It did for me :) you just have to figure out the right combinations

30 Dec 2024, 21:15
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heythem
mohamed boudiaf university

i'm doing it right now chatgpt made me soft so i'm going to look into that