This challenge provides a rich dataset capturing the financial behaviour, resilience, and operational realities of small and medium-sized enterprises (SMEs) across Eswatini, Lesotho, Malawi, and Zimbabwe. The data is sourced from SME surveys and includes detailed information about business owners, their financial habits, exposure to risks, access to credit, and overall business performance.

Your task is to use these features to predict the Financial Health Index (FHI) - a category of low, medium or high that reflects how financially resilient and well-positioned each business is. The index incorporates aspects such as savings habits, debt, shock resilience, and access to formal financial services.